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It can be calculated on month base first let know about the month expenditures and then multiply it to get a one year expenditure and then multiply this amount to the number of years you think you could live.
I think its impossible to estimate because in every stage of life we will be in need of something which we wouldn't have thought.
It has a correlation with one's needs which include both current and future.Those who worship God of Wealth need not have any estimate!!
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