Every Man in his life, talks to himself about his own life. Why my life is like this? Why not my life is like I thought? Whenever I try to hold my life, why it just go from myself? and When i think that it should be away from me, then it doesn't goes. Why life is not According to me? What life wants from me? Sometimes life just melts to me and sometimes it becomes so strong like stone. At various times, life stuck me somewhere between where i don't get any solution to come out of it. Life is something which gives us a question to find and at the end life gives us the way to solve the question and gives answer. Why life gives us so much confusion? Life plays a game with us and gives the Opportunity to make us win. If sometimes we lose with the life, life itself motivates us to rise up and move ahead.  

         Many times, we say to the life, that Its too much now, played enough with us. Life has played many games with us .Now, let us live a life, which we want to live. Sometimes life gives us tears in our eyes. Sometimes, it makes us Dumb, so that we can't speak about life. Sometimes life do gives us a fear. Sometimes, life makes our laugh, sometimes it makes us happy .In the end, we realize that whatever life gives us, we have to be satisfied with that and had to live, whatever it gives us. That is what the nature of life. When we quietly ask the life, what it says to us, a light, briskly, voice comes from somewhere that YOU HAVE TO LIVE. Whether it is Win or Loss, whether it is tiredness or happiness, whether it is complaint or feeling, life tells us that we have to live. We can't stop to live. We have to decided, how we have to live?  

         Every Human Being is overall a sensitive person. Sometimes tears comes in our eyes and this give a proof that Our Feelings are alive. With Tears , our thrust is not hidden, but Torment gets little reduce. Sometimes, with our eyes few Complaint falls down. Our feelings,  makes our self to think much beyond our imaginations. Feelings gives us Sorrow or Happiness? This depends on which track we take our Feelings. Life gives us 2 Ways. One Way goes to Darkness and other way goes to Light. We have to decided, in which way we want to proceed.  

        Let me tell you one story. Once, One Friend tells to other friend that I am not getting any Concentration .Everywhere I feel the Darkness. Life looks like stuck somewhere. What will happen is beyond my imagination. Everything looks tense. Everything looks Empty. Its like full Stop and after that there is no new Sentence. The Friend who was listening him, was a Mountaineer. He said that Once they climb the Mountain. When they Came to the middle on the Mountain, there was rush of Breeze. They were not able to move Ahead also they were not able to get back from where they started Climbing. Looking for the Breeze to get silent, there falls a Darkness in the cloud. Now we asked our Leader, that now there will be darkness in the night, what we will do? Leader said Just be silent, don't do anything, just handle yourself in the best way you can. The Leader said this Breeze will Stop . This night will also be over. Just take sometime and be steady.  

        The Friend who was a Mountaineer told this his story and motivating his friend told that Just be steady. Not to Fear. Don't lose your confidence. This night will go and with its going, will bring lots of brightness in your life. There would be many occasion on which we could not make our self waited for a good time to began. We sometimes do tell our self, if we could had waited for that particular, life would be taken turn and it could be ours. But sometimes, we get excited and don't wait for anyone, this sometimes could be Expensive to us, to our life. So, we should wait for the Proper time for our self. Little steadiness will make our life more better .

         We are the Humans, who looks that what kind of life, other people are living. We think that their life is more stable, with more happiness. But this is not really true. Everyone has their own life, where they have struggled and got enough pain from their life .Many times we take the life's Challenges as a pain. Those are not the Pain or Sorrows but a kind of Web, by which we need to come out. Any Question or any Problem or any Incident looks like Sad to us. When these Questions are Emotional we get little disturb. Any Love, Any Attachment with others, if they give pain to us, our heart breaks down. The Problems of Our Relations are very difficult to handle.  

         Let me tell you one more story of a Son and Father. There was a Son who was having many Complaint of his father. He always used to tell his father that why you did this? Why you did this wrong? I didn't expected from you to do such things? You don't think of others? Once the father told to his son that, what you see in myself, this is what i am. May be i am bad or little Good. Will you accept me, just as you see me? He tells that Yes, I am having few Drawback, but there are also Drawbacks in you as well. I am also having various Complaint about you, and there are some relations on those Complaint and you are the only you can see these Drawbacks. If we try to change each other, then in this life, we won't be able to understand each other.  

        Life, Relation and Human Beings are something, we should accept as it is. These 3 can't be according to us. On these things the life depends. Human Beings can't make love and give Sorrow Together. Human beings either can give love to us or Give Sorrow to Us. If we try to do both things together, we won't get anything except PAIN. Either Give love or give Sorrow, but don't compaint. Many people in the Shades of Love, may give Sorrow to others, they don't leave one thing, want to do both. quarrels goes on, still they don't leave that quarrel and be as nothing is going on and they show that they are united. To leave the love is a very easy but to leave the Sorrows and Pain in difficult. If you don't have a love on anyone, then leave them. Make them free and you too become happy, but we don't do like this and go on fighting. You can't have somebody with you, when you are like a killer, who everyday fight with others and don't make other happy. When you give pain to others, don't forget that you will get that pain double.  

         Some situation or Condition of Life is such that you can't avoid them. There are many situation which surprises and stand in front of yourself. You have to face them any how. How you face these Surprises also depends and gets fixed on how you take your life. Various people just gets down, leave it , quit from life and Some people understand after a long time, that what they have Quit from the life. So, Change your Nature, Change your feelings about other, try to be happy and try to make others happy, LIFE IS BEAUTIFUL.

Online Shopping – loss or profit
This is possible now to shop your required products through a single click online. e-shopping has certain benefits as well as some drawback therefore; this is a tricky transaction to deal with total care. You should know about every aspect of the same by going a little deeper in to this facility.

To avail the maximum advantage of online shopping you should know about the product you are willing to purchase online, its availability whether this is available ready stock or a waiting list is there, delivery period etc. This would save you from frustration once you place the order and keep on waiting to know in the end that the product you ordered has a month’s delivery schedule.

Discounts- Are they real
Availability, quality and discounts are the main factors in online shopping. One should know about these discounts before clicking an order through different sources, which are available on different sites and local market. Some times same products are available on lower prices on a different site therefore, you must search on a few other similar sites before placing your order finally. Some shopping sites make them look too attractive and alluring to resist the temptation that proves costly in the end.

Quality and value
Make sure before placing the order that you are getting your required item from the fresh stock and this is not a part of stock clearing sale or unsold leftovers. Moreover, this is wise to see the real value of the product and its quality offered before being click happy. Go for minor details of the product in question especially dresses or footwear, go in detail of the fabric, style, size and the credibility of the manufacturer before placing the order. Therefore, quality and discounts are two main factors along with discounts, which you should be very careful before taking your final decision.

Other points to look at
There are a certain points, which you should keep in your mind before you finalize a deal-
• Payment mode – Online payment mode is one big problem for online shoppers, one must be sure about its security. The payment should be through either credit card or COD.
• Check sample thoroughly with every single detail available on site more so if the item you are going for is a costly item. You should know every single detail about it to be sure.
• Customer care- This is better to contact customer care with a verbal conversation through the phone numbers provided on the shopping site to go for the detailed information of the product you are willing to purchase. You can ask about every terms, conditions, quality, guarantee, policies and warrantee to avoid complications at a later stage.
• Delivery charges- You should know in advance about the delivery charges schedule, as some companies do not mention this in their price list and when you have decided and made up your mind, they add up it in their bill. You should also know whether this is applicable in case of replacement or return of item as well.
• Delivery schedule- This is another crucial point that should be very clear because that is frustrating if you want product immediately and they have a waiting period or a long queue.
• You should know in advance if they charge any amount if you want to cancel your order.
• This is advisable to go for a product for the company concerned has a local service center.
• Whether or not they issue a guarantee or warrantee on the product, how would you avail it?
• Keep a print copy of your order for your future reference.
• You should know their exchange policy in detail in case of a faulty product including details of period allowed for doing so. Every company goes according to its own policies so this is better to be aware of them in detail.

Go for reliable companies only
This is wise to be very careful before finally closing a deal clicking buy button because once you have made-up your mind and placed an order most of the companies do not want to cancel the order once grabbed. This is more difficult in cases of cash back because orders through COD are easier to cancel since you have not paid yet. In addition, this is wiser to deal with established companies because the care for their own reputation and to keep it intact these companies are more cautious and reliable. Be careful to not to deal with companies who would make you spend more than what you shall get back on phones asking them to return your money.

Save for your better future
Our elders used to say that we should save more than fifty percent of our income for our future. That is not practical today due to cost of living and increasing inflation however saving up to 20-25% is wise especially while you are in private sector. The best way to do this is to make a plan and budget your expenses well within your earning and priorities. There are some time-tested ways those will keep your expenses down and savings according to your future needs.

I am sure you are not one of them who go broke by twentieth of every month due to your costly and unnecessary purchasing habits. This is not that big a problem to manage savings despite all the temptations. You can save enough money out of your income if you only try to spend with a planned budget and intelligently although it needs lot of commitment and determination. Look at your expenses, life style and way you spend, take some strict steps to cut down on some unnecessary expenditure.

Planned or unplanned
You have a fixed monthly income to meet your requirements and save out of it. Therefore, you have to make a perfect budget that will not only keep you expenses under control but unable you to save a fixed amount as well. You should understand that every one spends money according to his different needs, some of them are fixed and some keep on changing according to need. Likewise habits of spending also depend from person to person some of us are who spend with caution while some of us spend on temptations and money available in pocket or credit card. You cannot cut down on essential expenses but you certainly curve down the other type with a little bit of self-control.  savee up to 40% 

There are some small but sure ways; those may come in handy if you are seriously planning to keep your budget under control. You cannot stop paying your electricity bills but you can sure reduce it. Try to replace your bigger energy consuming old-fashioned bulbs with CFL and switching off unnecessary fans and lights making your habit and see the result at the time of your next electric bill. This may look good and satisfy your ego by going to your office in a car but you can save a lot of money if you can avail the services of carpool or public transport system that would make a big difference. In addition, to add to benefits, this would be lot more eco-friendly as well. Just give it a thought before making any purchase- Do you really need it.

Sale will fail you
I am sure every one goes through some very catchy posters and display boards while passing through markets or advertisements in newspapers which read- 60%+30% discount on purchase of so and so amount, Discount for three days only, Get one free with purchase of two etc. However, have you ever thought about the logic behind such offers of sales? I know that is sales strategy planned very carefully being marketing professional, I know all about these. And to make things more funny you may find a different display with –buy 2 get 2 in place of buy 2 get 1 free after three days when the sale was to end. Never get tempted by such offers, as they are not the real offers. Always keep a list ready of your essential items and buy strictly by that.
Expensive partner

Have you tried a piggy bank?
Sounds funny? In fact, this is a good way for saving good amount at the end of a month. You only have to keep your loose coins and smaller bank notes into the piggybank while going out of you home in the morning. That makes a big amount in the end and comes in handy while you have an emergency. I once counted those coins way back and was amused to see that they counted almost three thousands plus in shape of coins worth 1, 2 and 5 rupees. Avoid having cash in hand more than your requirement.

Are you ashamed of haggling?
You are loosing a lot if you are not used to haggling as some of the shopkeepers are in habit of keeping their prices up by up to 300% in some cases. Yes we conducted a survey a few years back that disclosed that lots of markets especially in smaller towns and crowded markets have the tendency of keeping prices up by up to 300% thinking that their customers would ask for lower rates even if they kept their rates right. This is truer in case of female customers as they never buy any thing without a good bargain. And trust me this is not applicable for small shops only but bigger stores, malls, broking houses and even at banks where they allow certain discounts if you have good relations. 

Dinner and lunch - skip some of them

Do you go out for dinner frequently?
Most of us do, but that has become part of our life style these days and we cannot avoid it. I am not sure about it this could be fine for once in a while but too often is not a done thing. This is one of those habits responsible for sending our budget out of control. This is not a bad habit for going out for dinner or lunch for smaller reasons is not good for your savings. You can see the difference on cutting some of them at the end of the month. Homemade food is not only good for your pocket but your health as well.

Maybe your partner is a little too expensive
Yes, that is possible because generally one of us is more expensive and loves to go out for shopping too often. Have you ever tried to take him or her in confidence and talked about it? Chances are that your partner is not aware of importance of savings for the time being. Still no result- go for a separate saving account, recurring deposit or FD without letting your partner know about it with your savings and once you have enough to show, let your partner know about it. I am sure this would be a big inspiration for your partner. While on the subject closed-ended mutual funds also are good option for saving purpose as you cannot withdraw before maturity therefore chances of savings are better.

Use me

Few more options to help you save
Avoid keeping cash more than you need it is one good way of spending lesser. Avoid going to ATM without serious need of cash and convert your saving account into fixed deposit account when your cash deposit goes up beyond a certain limit with special instruction to your bank. With many schemes, which make it automatically- you only have to instruct your bank about it. You can withdraw as well when you are in serious need of cash from such accounts without any problem through ATM also despite your balance showing not enough amounts available. You only have to insert your card again to make sure your need is real.

This relation is different
Yes, friends the relation between husband and wife is different from all other relations. This is the only relation where just two persons can possibly participate, understand and take care of each other unlike other relations where more than two persons are possible. As they, say the relation of mother or son or mother and daughter but in all such relations more than one son and daughters may exist. Therefore, the relation of husband and wife is the unique most relation. Now the question is weather you have some differences with your wife some times or your relations are always normal. Most of us would answer in yes but that is not true, all of us have a fight with each other however small or big.

The problem begins when the relations between a husband and wife become sour and they remain strained for longer time than we can afford them. Most of the husbands do not know a proper solution of this problem and keep thinking about a way out of this particular mind-blowing, head spinning. There are some simple solutions for such minor or major problems, which would not only keep you away from those strained moments but you shall also be able to enjoy full attention and love of your wife.

Try to keep tensions away
I am sure you know the reason of tension in between you and your wife because there is no one else who knows her better that yourself. The best way to keep her happy is to admit your mistake unconditionally if you are at the wrong end. I have done it on a few occasions even this was not me at most occasions who was entirely responsible for the tension in between my wife and me. There is no harm bending down a little some time because your wife is some one special for you and this is your duty to keep her happy. This is also part of the love for me. One cannot expect any one to be a perfect at every occasion so there is no harm if we came good at her expectations for a change. You know it very well that she always tries to make you happy and offers her apologies so you should also do it once for the sake of your companion's happiness.

The best way to please her is to know the reason of her displeasure or why is she not satisfied with any thing in particular. Once you know the reason of her anger, you would be in a better position to bring her back to terms. You can always do it with a lovely sentence specially designed for the purpose. I am hopeful that this should please her and she would be back to normal within no time. After all the tension, she is your wife who loves you and this all was a little misunderstanding nothing much. These relations are full of sentiments, which need some healing touches from time to time and such acts make them still sweeter.

Give it a right treatment- Play it cool
While you feel that, she is seriously annoyed and wants you to realize your mistake, grab the chance with both hands and step forward immediately- think positively and play it cool. This is your relation that is at stake and you have to keep it healthy and going. Never hesitate to accept your mistake that would help make relations stronger and balanced. You perhaps know the golden rule of a happy family that says if one of you unconditionally accepts the mistake; the chances of a broken family reduce immediately. Accepting your mistake never makes you small but help makes relations normal and long lasting. Try to make atmosphere normal with some light talk that helps bringing normalcy back. There are some golden rules to keep your wife happy and good mood.
- Never make complaints about your wife’s behavior to any one to keep dispute in between you two. Your relations would be back on track but talking about it may have a bad impact on your relations.
- Never ever, make conversation that would make you feel bad at a later stage.
- Keep you tone under control even if you are very upset.
- Never leave her alone while the relations are not that well.
- Never eat alone, that would force her to eat with you because women have a tendency to become soft on this issue sooner.
- Never try to blame her for every thing; you cannot clap with one hand.
- Never try to overplay the problem, this is better to play it down.
- Try to pacify her as soon as possible that would keep you and your family forever happy.