My First Salary!

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

Savings must for every person as no one will give us money when we are needed. This savings will help us alot.

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

I think I am poor with savings though. ;) I have noticed that! let me have some hard earned money in my hands first, may be then I will seriously learn the importance of savings. :lol:

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

Savings must for every person as no one will give us money when we are needed. This savings will help us alot.

Yes Sasi, I agree. That's why i said atleast for 5-6 months, just enjoy the start.
Eventually we will keep saving our whole life.. no ?

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

I think I am poor with savings though. ;) I have noticed that! let me have some hard earned money in my hands first, may be then I will seriously learn the importance of savings. :lol:

Every one will know the value of savings when they faced problem with money. Up to then they will enjoy with money.

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

I think I am poor with savings though. ;) I have noticed that! let me have some hard earned money in my hands first, may be then I will seriously learn the importance of savings. :lol:

Every one will know the value of savings when they faced problem with money. Up to then they will enjoy with money.

You sound very pessimistic here. Just because tomorrow is going to be bad ( even that too we don't know) , you can't stop living today. Yes do save and i save it too but don't forget the present which is all you have otherwise only thing you can leave behind i a bank account..

Congratulation Asha.

My first job was with Border Roads Organization in 1965. This was field posting. I was entitle to free residence, food and uniform. The starting salary including allowances was Rs. 300/-. I retained only Rs. 30/- and sent Rs 270/- to my parents.

There is some discussion on savings. My suggestion is that continue saving only 10% of your salary every month till the age of sixty years. This will grow to a very big amount then. This helps in old age when income is less.

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

I think I am poor with savings though. ;) I have noticed that! let me have some hard earned money in my hands first, may be then I will seriously learn the importance of savings. :lol:

Every one will know the value of savings when they faced problem with money. Up to then they will enjoy with money.

You sound very pessimistic here. Just because tomorrow is going to be bad ( even that too we don't know) , you can't stop living today. Yes do save and i save it too but don't forget the present which is all you have otherwise only thing you can leave behind i a bank account..

Good word used for me. Yes I am a pessimistic

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

I think I am poor with savings though. ;) I have noticed that! let me have some hard earned money in my hands first, may be then I will seriously learn the importance of savings. :lol:

Every one will know the value of savings when they faced problem with money. Up to then they will enjoy with money.

You sound very pessimistic here. Just because tomorrow is going to be bad ( even that too we don't know) , you can't stop living today. Yes do save and i save it too but don't forget the present which is all you have otherwise only thing you can leave behind i a bank account..

Good word used for me. Yes I am a pessimistic

Don't take it wrong way buddy.. Its just our personal opinions. I am sorry if i have hurt you in anyway. I apologize for it..

Let me share this with all of you that I am soon going to join my first job! :) I am very happy and already thinking on how should I use my first salary. :cheer: Tell me how did you spend your first pay cheque or is it still a part of your savings?

Go ahead and enjoy with your money! Its yours and make use of it the most. But things like gifting to someone who you love will always stamp in their heart :)

Congratulations Asha. Let's start save your money for your future. It will be helpful whenever you in need.

I gave my first salary to my parents but they returned me back and asked me to open a saving account and deposit in it till I have the responsibilities of my own family. :)

I gave my first salary to my parents but they returned me back and asked me to open a saving account and deposit in it till I have the responsibilities of my own family. :)

Thats really nice.. :) :)
So i hope you did...

Asha I am sure your first salary would be spent partying, gifts to family members and friends. Then you can plan savings from next month onward. My father suggested a 40% saving from your salary to make it big by the time you are fifty. I followed his advise although hard in the beginning.

Many warm congratulations to you Asha! :) :) When would you be joining?

With my first ever salary, I had bought a sari for my mum! :) I think you should consider spending a part of your first salary buying a gift for someone you love the most!!! That makes your first salary even ore memorable!

Congratulations Asha, Boddunan seems to be lucky for you :) I did the same as Kalyani did , bought a saree for my mother and a sweater for my father.I remember my mother advising me not spend any more on them but definitely save a part of my salary ...Life was much simpler then and needs too were fewer , so I could manage very well with what I earned although it seems little now...

Congratulations Asha... Wish you stress free,enjoyable and get great exposure in your job.

Well... I received money for the first time from BODDUNAN itself. I have donated it to charity. :) I have my husband to take care of all my expenses.. So thought it would be good donating for the needed.

To be frank. I won't consider saving for atleast first 6 months.
Enjoy till you have time. Just do what ever you have wanted to do which you were not able to do just because of the money..
You can save 5-10% if you feel like. But the saving automatically come. So keep spending it... :) :)

I think I am poor with savings though. ;) I have noticed that! let me have some hard earned money in my hands first, may be then I will seriously learn the importance of savings. :lol:

That's exactly what my daughter and son told me that they would blast it away for the first six months and then think of saving and I was wondering what next ?..But when they actually got the salary in hand they became more responsible and did what I did , bought gifts for me ,of course spent it as they wanted but also managed to save a little :)

My first salary...
I joined as a trainee in a s/w institute for 2 months, just before I join MCA. I got 250 rupees for it (in 2001). In 250 rupees, a lot I have spend for Krishna and Bhagavathi. Rest I can't remember

This month only i got my first salary i took saree for my mom and aunt and presented a watch to my husband.

Congratulations Asha... Wish you stress free,enjoyable and get great exposure in your job.

Well... I received money for the first time from BODDUNAN itself. I have donated it to charity. :) I have my husband to take care of all my expenses.. So thought it would be good donating for the needed.

A different idea. I appreciate that move by you. :)

I think you should first give your salary cheque in your parents hand.I am sure they will be very happy if you do so.