Where do you invest your money?

I think mutual fund is a good option although I invest in PPF to get rebate from income tax every year.

I invest whereever possible (I have stopped investing in Sanjeev's Company thoguh) But the best investment for me is FD- No tenssion whatsoever in this case, the return maybe lesser in some cases but it's a foolproof investment. I invest more than half in FDs.   

suni51 wrote:

I invest whereever possible (I have stopped investing in Sanjeev's Company thoguh) But the best investment for me is FD- No tenssion whatsoever in this case, the return maybe lesser in some cases but it's a foolproof investment. I invest more than half in FDs.   

 

You shouldn't stop investing in my company as the shares are increasing. That's good as FDs are always safe and easy to invest.

My choice is FDs. Safe, though the returns are less.

Cash in savings and short term money market deposits for emergency needs. For long term gains consider buying stocks as most of these works nicely even during times of inflation. One should look into quantitative and qualitative aspects besides looking into your own gut before investing hard earned money. 

I save mostly in those where safety and security are assured. I save in recognized and registered  Chit funds also.

rambabu wrote:

I save mostly in those where safety and security are assured. I save in recognized and registered  Chit funds also.

 

What are the ways where money is safe and secure @rambabu. I think fd is the best way if you want that.

I have FDs too. There are govt recognized and registered chit fund companies. I found investments in them is quite safe.

These days I dont get much to save and invest because of increased expenditure but whatever little I am able to save , I put in fixed deposits and company shares that I am confident about, no speculating !!!...

rambabu wrote:

I have FDs too. There are govt recognized and registered chit fund companies. I found investments in them is quite safe.

 I invest only in PPF and thinking to buy shares of some reputed companies shares of which I know won't get down.

Sanjeev Gupta wrote:

rambabu wrote:

I have FDs too. There are govt recognized and registered chit fund companies. I found investments in them is quite safe.

 I invest only in PPF and thinking to buy shares of some reputed companies shares of which I know won't get down.

 

I don't go for shares as I have least idea about them.

Even I have a little idea about it but I have lots of colleagues who have an experience of investing in shares. I may take help of them.

Absolutely, I love to put money in company shares that are renowned and good for many years. In addition to this dividends are small sized income and which would surprise you from time to time with its amount.  

Sanjeev Gupta wrote:

Even I have a little idea about it but I have lots of colleagues who have an experience of investing in shares. I may take help of them.

 

When I do not anything about shares, i never go anywhere near its vicinity. In money matters i do not hear my expert friends also. Because, it is MY MONEY

mohan manohar wrote:

Absolutely, I love to put money in company shares that are renowned and good for many years. In addition to this dividends are small sized income and which would surprise you from time to time with its amount.  

 

Dividends are too small an amount since it is calculated on the issue price which is normally 10 rs or even 5 rs for share and even 12% on that is too small an amount unless you have a few thousand shares.However, I do agree that it is income at the end of the day...

usha manohar wrote:

mohan manohar wrote:

Absolutely, I love to put money in company shares that are renowned and good for many years. In addition to this dividends are small sized income and which would surprise you from time to time with its amount.  

 

Dividends are too small an amount since it is calculated on the issue price which is normally 10 rs or even 5 rs for share and even 12% on that is too small an amount unless you have a few thousand shares.However, I do agree that it is income at the end of the day...

 

A reasonable income free from risks and other obligations is what I prefer. And I prefer investing in such places.

 

rambabu wrote:

Sanjeev Gupta wrote:

Even I have a little idea about it but I have lots of colleagues who have an experience of investing in shares. I may take help of them.

 

When I do not anything about shares, i never go anywhere near its vicinity. In money matters i do not hear my expert friends also. Because, it is MY MONEY. 

 

 

There are many reputed companies whose shares don't let your money lose. There are many of my friends who have earned a lot through them. It's not that difficult to understand investment in shares.

 

Sanjeev Gupta wrote:

rambabu wrote:

Sanjeev Gupta wrote:

Even I have a little idea about it but I have lots of colleagues who have an experience of investing in shares. I may take help of them.

 

When I do not anything about shares, i never go anywhere near its vicinity. In money matters i do not hear my expert friends also. Because, it is MY MONEY. 

 

 

There are many reputed companies whose shares don't let your money lose. There are many of my friends who have earned a lot through them. It's not that difficult to understand investment in shares.

 

There is no intention of MULTIPLYING my MONEY. Many Banks approached me knowing my Money worth. I politely refused them because for the obvious reasons. Why should  I when there are enough sources for making money which are more reliable?

 

 

If you can afford it, property is the best investment there is since you have something tangilble that can earn rich dividends in the future..

usha manohar wrote:

If you can afford it, property is the best investment there is since you have something tangilble that can earn rich dividends in the future..

 

True. I have property. A flat in a centrally located place and a fruit garden in the outskirts of the city which is easily reachable. As you said i am seeing the growth of my property in terms of money in a span of 11 years. I'm satisfied.