Shanti remained quiet. She had indeed nothing to complain about. She had everything-a good house, nice clothes-even more than what she could ever have dreamt to possess. But she carried quiet some weight of anguish in some secret corner of her heart. She had seen a great change in Ramaiah, her husband. He was no simpler, honest, and hard-working. He has lost all sense of love and affection and had become haughty and arrogant. He had forgotten all his old friends and had time only for his own enjoyments. He rode about in his elegant carriage and spent most of his time in parties. He forgets to repay his loan to the bank-the loan that had taken him on his pathway to prosperity.

Once when the bank manager approaches him, he did not feel sorry for the delay towards the payment of his loan. Instead he asserted that this was just unimportant and that he had important things to do.

Fortune continued to smile on him. He had money enough and to spare. He now become totally unconcerned about his business and left all details pertaining thereto in the hands of others. He never bothered that his boats needed repairs. He was arrogant to his fishermen and thereby lost the services of all the loyal ones. Little did he realize that good luck has its relationship with diligence, attention to the utmost details, sense of honesty and fairness and a deeper sense of love and service? When good fortune saw all its associates disappear one by one, it too decided its course of action.