Life insurance is a tool to secure the life of the dependant.

Now days people are using Life insurance as there investment tools but it is never can be a good investment tools because it has designed such way in which the person can get benefit either he dies or he survive but maximum benefits he/she gets after death.

Man never thinks when they are the earning source and they died after them there family will also died while living with out roper caring and maintaining the same life style, they have to scarifies so many things, some time they have to left there residential home due to non recovery of loan may be they have to left schools due to non paid of school fees and so many things.

If a peson can understand all these problems then he/she can easily eb covence to take a insurance plan.

But i suggest to take Term life insurance plan in which they just have to pay Rs4000 per annum and they can get life covered worth rs 5lakh and i think Rs5 lakh is enough for a lower middle class family.

so friends get aware about Life Insurance plan and its benefit and take an Insurance plan immediately