Money matters are inherited 

There should be no doubt if we say that most of us inherit property, money, habits and traditions from our parents. Then we shall have no objection in agreeing that how to use the money is one of the traditions that we inherit from our parents. You spend your money the way your family especially the parents taught you over the years that you spent with them. Most rules, which you chose about money and spending it, become part of your unwritten book of law but depending upon your subconscious telling you to follow them.

For instance a doctor would advice his children to become doctor, an engineer would want to see his children to become engineer and likewise a politician, a filmy personality or a sportsman would prefer the same job for their children. A government servant would find a government job safe and secure for his child even if his own child is willing to go into business. I think people find it risky to start something that is not in their family traditions. To make the point short, it is enough to say that we are so stuck up with our self-imposed traditions that we are not ready to accept that there is more to life than what we have been following for years. It is also true about money and the way we spend it but there is no harm if you look around and analyze it properly and pick the right ways.

We should learn to capture the opportunities

Whatever we say or hear about money but the fact remains that everyone wants to become rich and that is a natural desire. Even Nature wants us to enjoy our life fully and adequately and she provides us everything we need. The only difference in between a moneyed guy and not so blessed is that people with lesser means have not learned the art of taking advantage of opportunities, which come in our lives and go away before we notice and grab them. The opportunities come to everyone but the need is to capture them and utilize them fully, these are not rare but the need is to keep our eyes open and take the opportunity. The need is to change yourself into an achiever, go ahead and enjoy what the nature has in store for you. 

The naked fact is that inability to do a job properly is the reason that stops us from achieving the success, but the good news is that one can learn to overcome his weaknesses in any field and become successful. What it takes to overcome the weaknesses is to try sincerely to achieve your goals. One-step at a time, like kids who are at the beginning stage of learning to walk, they fell down but get up to start allover again. You will also miss your steps in the beginning of your journey on the way to success but if you are firm and keen to achieve your goals then there is nothing to worry. There is nothing impossible, which can stop you from reaching to your destination. But, one thing is for sure, there is no money unless you work hard for it. 

Money is natural resource

Strange but true, but you know this fact that money has natural beauty when you learn to earn money because you know the rules of the game once you are fully conversant with them. Like in other games, the practice makes one perfect, same is true in the game of money earning, once you begin to earn, you begin to enjoy the fun part of it and trust me I am not talking about greediness but pure joy of earning irrespective of what learned people have to say about madness of people after money-earning. After all what is wrong if you are among the ones who are earning and enjoying their lives? Don’t you think that money has power to increase your mental status because mental status is the key of your happiness and if you’ve money in your pocket, it can but necessarily, increase your happiness! I have used not necessarily because it’s not that money is the only factor, but one of the factors to be happy but certainly an important one. Remember ‘one is not happy because he is rich but he is happy first and then rich’ but money is one of the reasons he is happy, money only enhances your happiness but it is not the only factor behind your happiness. But then who is not trying to enhance their happiness?

Why ‘Trial and Error’ with money-management

Don’t you think it is strange when it comes to money, both earning and its proper management? The answer is simple we do not follow the simple rules related to money management. In fact, we do not follow the rules in any other matter also. You will be surprised to note that most of us do not care even to open the ‘user manuals’ provided with most appliances to use these items properly. We do not mind calling the shops any number of times bothering them to understand the basic functions but never care to open the manual to learn it on our own. And not to mention that most of us do not send the guarantee card properly filled, back to company to register the guarantee to avail it if anything goes wrong. 

So, the rules are important for everything and money matters are not exceptional. We should not feel ashamed to admit that most of us are unaware about the rules of earning and spending it. Most of us spend unplanned like stubborn children who misuse, mistreat and mishandle their toys, same goes for money with most of us who spend it but not knowing fully how to do it. Money does not stay long with anyone who follows the rule of ‘trial and error’ but with people who know the rules of the game. 

What is the rule for earning money anyway?

The answer is simple, every rule book has two different simple rules, the first one stays firmly in place, the change of user makes no difference, which means that it is same for everyone and the second rule says that the rule is permanent and will not change for anyone. Simple as that, one should not expect rules to change according to users' desires. If the rules were to change according to different persons’ different needs, in that case they would have faced more problems. There are too many different beliefs about money in this world and still counting. They are coming up with new theories on daily basis about money matters, which is making an impact on your money, good or bad. The only way out of the uncertainty is to follow a set and systematic rule book instead searching for them on day-to-day basis because it would be very much like you trying to search for a jet-black cat in darkness. 

You must first search for a right rule book for yourself that will guide you properly. I am sure you are not one among the countless who think that there is no such rule book but it depends on person to person how he follows his self-made rules to earn and spend. Perhaps you have a rule book but that is not according to your need but –

A- It is, as you saw and learned right from your childhood 

B- It is as you inherited from your parents

C- It is how you later learned from your personal experiences 

How to make an assessment

It is not necessary that all of our experience we had in our life help reach us to any positive conclusion. Do you think if one of your friends borrowed money from you and could not return it timely will make you feel that all of your friends are cheat? Or just because you lost money in a particular stock means that stock market is nothing but ‘den of frauds’, in case you started a business and did not earn out of it means business is for looser? Or the one who comes to meet you, well dressed driving a Ferrari has his intentions right, some of them can prove to be cheater as well. Most of us have certain money related values, which we love to apply in our life because these have been in our subconscious ever since we began to think. Just have a look and tell me what you think is right for you-

1- Earning money is not easy and the money does not grow on trees

2- Money comes only after someone toil hard for it 

3- If you have to choose in between money and mental satisfaction, you will prefer mental satisfaction

4- Not everyone can become rich

5- Money adds to problems, more the money more the problems

6- Money attracts money

7- Money is the mother of all evil 

Tell me frankly, don’t you hear this all in some or the other references in your day-to-day life and how would you react to these? I am sure you agree to all of these points, most of us do because we all have been taught the same way. All these points are deep rooted in our minds. But if you give these points a deeper thought, you will understand the realities of these facts but with a different angle. You shall have to agree that whatever you are today successful or not so successful is what you did in your life until today. In other words your own beliefs make you think differently and if you think that an orange comes from market, you are right up to some extent but the fact is it comes from an orange tree. There is no denying that a fruit that comes from a tree is produced by a seed and someone has to sow a seed to get the fruits in the end. Same process applies to money making formula, it has to come from someone in the beginning and that someone could well be you. You can sow the right kind of seed in your garden to reap a well deserved crop in the end. Unfortunately not all of us can follow the process of reaping right so we are sowing a bad crop. 

Money comes the harder way- Wrong 

There is a basic difference in between ‘The money comes the harder way’ and ‘we need to work hard to earn money’. The first one says that you can still enjoy while working hard to earn money and the other one says that you have to work hard to earn money but while doing so there is no place for joy. There is another fact that if you think that earning money is a difficult job which is not possible for everyone, trust me it will be very hard for you. Even the easiest job will look like climbing on the Everest. Once you begin enjoying your work, you will love it and the money will flow towards you in an easy way. You only have to think positively and not expecting to get a result before you have tried properly for it. If you think that, you will not sow a seed of fruit unless you see a fruit lying on the land that is expecting too much. You are never going to grow a fruit producing tree for yourself. Sheer negative thinking will take you nowhere. 

Conclusion

To conclude the matter, we have become so used to our thinking about money matters that whatever we have been practicing ever since we learned to think about it seems right. It is as unless we know the facts, we consider whatever comes in front of us as truth, even if it is not. We keep compromising with situations one after another and if we succeed, we find them okay but in case of failure, we blame our luck. The need is to discard the old methods and adapt the set ways of sure success without stressing yourselves by going the same beaten tracks. Try the newer ways the successful people have applied. The need is to look around, listen to successful people, analyze them and apply them. Success is yours but remember you have to make your best efforts to get it.  

Photo source Wikipedia-  http://en.wikipedia.org/wiki/Indian_rupee