About Online Shopping

Online shopping has become a passion and mode of purchase things without going to any real-world shop. Many people like to shop online but they do not want to enter the details of their cards on online shopping website. They have a fear, their card details are used by some fraud person. Still online shopping stands with dignity due to the increased security. Many people belief on online shopping. I like to prefer online shopping. Due to increased security during an online transaction myself do not hesitate to give the details of my Credit/Debit card on the online store's payment page. Many people place orders through telephone but it is not the safest way to shop. Now it is your turn to choose online shopping. I am mentioning some of the useful Tips that must secure your online transaction. Your online shopping becomes safer. 

Online Retailer - Collect Information About It

You need to collect all details about your online retailer such as contact number, exact location of your retailer and try to know its identity. It is very necessary that you prefer an online site for shopping that has some reputation. Some reputed online store are www.Homeshop18.com, www.Amazon.com and many more. Due to increase demand of online shopping, many stores in your city start providing the facility of online shopping. You are familiar with this type of online retailer. Apart from this many online companies is established in recent years. This kind of online companies does not have enough reputation. If you prefer these kinds of online companies, you need to investigate about its identity. For verifying their identity you need to check the name of these companies, Registration details must be valid, Try to collect details through which you can contact. It may include their valid E-Mail Address, Postal address and valid Phone number. Not only this you have a clear idea about the headquarters of your selected online company.  

Online Reputation - Look For It

Online reputation about an online company, you need to know deeply about it.  When the verification process stops, time to know something about online reputation of the company you choose for shopping.  Many online stores have a physical store in our real-world. It is not good to reconsider the online store because in the real world it has a good reputation. You may fall in big problem. I mean that the online store return-policy is not up to the mark. After buying product from these online store it does not have proper return service.  You have to remember one point that there is a difference between online stores to the store in the real world. You can verify whether its online reputation is good or bad through comments and reviews from customers. These can be easily searched over consumer review websites.  Not only this many online companies allow their customer to express their reviews and comments on their sites. After reading comments and review you have to decide whether online company is reputed or not. On the internet you are going to find everything. The internet is a mirror like platform that shows the reality. A large number of complaints are uploaded every day. You need to search complaints against online companies. You can refer organization such as  "the consumer affair bureau".  With the help of this organization you can easily find all details about any online or offline companies. You need to call and send E-mail to the online company for the first time when you buy something from these online stores. You have to ask some question that may satisfy both parties. 

Online Shopping - Have Clear Idea about Process

You have a clear idea about its billing system, mode of delivery, guarantees/warranty etc. Before making payment it is a good idea to look for hidden charges, mode about payment, give details of your credit or debit card. You need to focus on this area.

1. Verify the exact cost of packing.

2. Verify the exact cost of delivery.

3. Look the condition of payment, before or after purchasing the product from the online store.

4. You need to ask whether you can track the product during delivery. This is an important consideration at time of delay delivery.

5. You need to know that the product you purchase is equipped to guarantee or not. This helps you in delivery of defect products.

6. You need to check about a return or refund policy on the site that you selected from online shopping. It might help you to return product if the product does not work in a proper way.

7. After successful transaction you need to keep the soft copy of the transaction. It may help in future time.  

8. You have right to know that in case of return who is responsible for paying extra bucks for postal charges.

Privacy Policy - Read It

Every online site has some privacy policy. It is your responsibility to know their privacy policy. You have right to know that what is the procedure to collect information from your side and what action they take with your information. Many online reputed companies are approved through a web seal. You need to look for this approval.  You are going to give you important details to these online companies, you have right to know that your details are used only for buying transaction or beyond this. You can find all this information on privacy page. Many online companies use your E-mail account for sending some kinds of special deals or promotion. Many online companies pass your details to third parties. You need to become careful in such cases otherwise your E-mail account is filled with unwanted or spam E-mail. Avoid giving unwanted information that does not need during transaction need to be restricted. It is good for you only. Feed information that is most needed during the transaction.

Transferring  Fund - Prefer Secure Connection

Planning of transferring money through the site, prefer safe and secure site. When you satisfy with any online company, you buy a product from this online company. Now it is time for payment. You are going to feed your Debit or credit card information, choose the only secure connection. You can prefer SSL (Secure Socket layer). It is a most preferred secure connection. It is kind of Encryption connection. SSL is famous because of its way of working. It collects your data encrypts it; your detail is broken into tiny part during transferring. By this way people is not able to view your details. You have to sure that online company you choose for online purchase is using SSL. This can be identified by the browser you are using at the time of purchase. Almost all internet browsers are equipped with certain settings. When you are in a secure area, you browser start flashing that you are in a secure area. Exactly at what point secure area started. It started at the very beginning of the page where you are starting to feed your personal information. Suppose a person enter a secure area, your internet browser change from HTTP to HTTPS.   You see "s" Because you are in a secure area. "S" means Secure. When you reach to order page of any online purchase, you start looking this extra "S".

Padlock Symbol, It is a kind of symbol that indicate you are not secure. If you find this symbol open in your internet browser, you need to close this Padlock Symbol. A padlock symbol indicated that the open website is not safe and secure.

Take Care During Feeding Details

You are going to feed details; you need to take proper care during entering information on any online purchase. Each and every detail needed to be typed in proper care. Details should be 100% genuine. In a case if you enter wrong details, you have to pay for your fault. The address of your resident must type with proper attention. The code of purchased item and the right number of purchase items need special attention. Before sending details to server of particular online store you have to pay the extra time on reviewing.

Use Offer - Provided by Your Credit card Company

Almost all credit card company offers you a protection against online fraud. This is known as online fraud protection. Just take advantage of such kind of offer. You need to know all details about this policy offered by various credit card companies. This kind of company provides you special protection because no one able to buy any product without your permission. Apart from this a special kind of protection is added for your purchase over online.

Install Application - Save You from Harmful site

Phishing filter needs to be Installed on your computer. You can find various kinds of phishing filters. Download and install on your computer. If you are using Internet Explorer browser, I advise you to install Smart screen Filter. This application protects you from various phishing sites. Whenever this application finds any harmful site, it will warm you through messages.

Receipt - Take a print-out

It is very necessary to keep all records that are generated during online purchase. Apart from generated receipt you need to record the exact time of payment or shopping, date on which shopping is done, Record valid receipt number etc. Suppose that you are unable to print the confirmation letter, you need to take a screenshot of that confirmation page. It will help you in future time.

Scam E-Mails - Be Safe

You need to look Scams E-mails that are developed in order to collect the details of your credit or debit card. Scams E-mail that are developed to collect your details along with the details of your credit or debit cards is called phishing E-mails. Be aware of these kinds of Scam E-mails. Hackers try to collect your details. For this reason they start sending thousands of such Scams E-mail to various people. Any people ready to enter their credit card detail, this is used by hackers. Many people neglect this type of Scams E-mail but unfortunately some fall in this fraud activity. They used the name of any reputed company and Develop E-mail in such a way that it looks real. You have to know this fact that all reputed companies and all kinds of banks cannot send you E-mail in the form of the links. They cannot demand your personal or credit or debit card information. Suppose that you still favor in giving information, you need to open the website on your internet browser rather than clicking on that Scams link.