About payment......

Opening a bank account is no big deal. You can go to any bank near your place with required documents to open a saving account in your name or you can give the name of any of your parents in payment settings. (I am not sure if that is permissible) you can ask this from support by sending them a message, but opening an account would be best option.

yes what is your age now.If you are above 18 then go to bank to open an a/c,Other wise you have to ask Admin as suggested by Sunil.

It is a easy process to open a bank account if you are not eligible for that then ask admin.

Thanks all as i go to apply for a Bank account on Monday...........