Do you think net banking is safe?

It's known as new-age banking and serving its purpose with great effectiveness.One must observe maximum caution in using this facility!

No idont think so because today there are a lot of hackers is there they are trying to catch our data.So its better to avoid the netbanking

I understand hacking is a big problem but the world has to live with and move on!

Anything is not absolutely safe. You need to exercise necessary precautions for safety of your account.

I think net-banking is not safe 100% but we can say 90% its safe use and enjoy dear do not think more even life is not safe 100%

When we think of this facility we tend to be swayed by the numbers of failures - however small these might be!!

A lot of fraud practice has been reported on net banking.So I think it is not so safe.

why whts the probs in it.banker are not idiot they have security mechanism.

net banking is safe .People get fear from the net banking is due to the reason that there are several fake sites who rubbed the money of them .therefore they should follow only site who is affiliated by particular bank with which they are dealing.

doing net banking in internet centers is not safe. Net banking is for convince.

Yes it is safe if you use your home computer with Internet security anti virus software..

Actually doing net banking is not safe in home computer also. we need to be careful. because now a days people are remote controlling the pc's. We are seeing many cases in tv. So friends while doing net banking once check whether you pc is under the control of anyone and then proceed

Actually doing net banking is not safe in home computer also. we need to be careful. because now a days people are remote controlling the pc's. We are seeing many cases in tv. So friends while doing net banking once check whether you pc is under the control of anyone and then proceed

How do we know about this??

I have been using net banking for about 5 years and I have never faced any problem. On the contrary it has been of great help. But experts maintain that in order to be on the safer side
1. One should use long and complex passwords
2. Use one's own PC and internet connection as far as possible while using net banking
3. One should frequently change passwords.
4. One should keep one's bank documents very secretly.
5. One should not respond to any emails asking for user id and passwords.
6. One should immediately close the browser window after using net banking, if further browsing is required start afresh after reopening the browser.

Rajesh Chandra Pandey wrote:
[quote]I have been using net banking for about 5 years and I have never faced any problem. On the contrary it has been of great help. But experts maintain that in order to be on the safer side
1. One should use long and complex passwords
2. Use one's own PC and internet connection as far as possible while using net banking
3. One should frequently change passwords.
4. One should keep one's bank documents very secretly.
5. One should not respond to any emails asking for user id and passwords.
6. One should immediately close the browser window after using net banking, if further browsing is required start afresh after reopening the browser. [/quote]

I totally agree with you! I too have been using net banking fo rso many years now and it is very convenient and hassle free. Banks like HSBC have a very high tech channels of online banking, I use ICICI too. Provided we follow the rules of netbanking as specified by the bank closely, there is no problem at all.

Just one more point I would like to add to Rajesh's list of safety norms is that, never ever use even your own laptop to access your online account in a public wi-fi zone. It is not secure and even while using your own laptop, it is an easy target for hackers.