All money Rs. one or one crore is for spending. Either spend now or save for spending later either by yourself or by your successors or by thieves and burglars.
I shall spend for traveling to distant places that I have not yet visited.
I would use that money in making a big house. Now, houses are also becoming too much expensive.I am not having my own house,so thatswhy its an first priority. Rest of money for me and my parents.
I will invest 30-35 percent for my future in various avenues such as gold, mutual funds and Fixed deposits and rest of the money in some business wherein I could employ myself and many others.
I will purchase whatever i want which i never fullfill in my life time. then some money i give for charity and then i keep a company it may be software or anything. then i start a orphanage. so the money earned on the company will be spent on orphanage