OpenMeans Forum
Welcome, Guest
Recent activity
Gulshan Kumar Ajmani said thank you to suni51 for his/her reply to the topic Why do people save all their lives?.
Gulshan Kumar Ajmani wrote:
I also viewed for most part of life that saving is unnecessary. While in govt. service, I felt that day to day needs are met by salary, medical expenses are also reimbursed/ met by government and in old age, there will be pension. so why save?
Now I am getting pension and also earning some money from tax consultancy. Still I don't feel necessity for saving. I have enough for day to day needs as well as ordinary medical expenses.
In general, I feel that everyone should have mediclaim and accident insurance policies. Besides this, he should save about 10% of income to meet future needs for children education and marriage expenses. Excessive saving may lead to curtail necessary current expenses. Also this depends on personal circumstances. Business people need to save more for expanding business unlike salaried people.
I agree people with a government job can afford to do that but people like me in private sector have to save for rainy days as well for old age. I always saved enough of my earning for future when I will not be able to work.
9 years ago
Gulshan Kumar Ajmani replied to the topic Boollywood actress Sadhan died today.
She was a fashion statement. Sadhana cut hair style was favorite of many women.
9 years ago
Gulshan Kumar Ajmani replied to the topic Modi Visits Pakistan for a meeting with Sharif in a lightening visit.
There is no option to such contacts. Apparently, congress and others' objection is not really to such contacts but double standards. BJP would ridicule Congress government for such contacts Congress is doing just what BJP did when in opposition.
9 years ago
Modi has done the unthinkable by visiting Pakistan ina lightening visit and meeting Nawaz Shaarif. By all accounts it ws a diplomatic coup, but many in India led by Congress and some regional parties like Shiv Sena have condemned it.
Personally i feel its a great act of diplomacy and it was like the famous greek gladiator bearding the lion in his den. Well done Modi!!!
9 years ago
rambabu replied to the topic Modi Visits Pakistan for a meeting with Sharif in a lightening visit.
I agree with you. The Pak visit was not there in his agenda. Risking his life and leaving his security, Modi's visit to Pak on the occasion of Nawaz Sherif;s Birthday shows Modi's diplomacy. And Nawaz Sherif personally received Modi. I'm thinking that Modi's visit will open new chapter in Indo- Pak relations.
9 years ago
rambabu replied to the topic Boollywood actress Sadhan died today.
Sadhana is a combo of looks and histrionic talents. Besides glamorous roles she had portrayed roles that reflected her high degree of acting, especially Parakh, directed by Bimal Roy,the iconic director.
9 years ago
MG Singh replied to the topic Why do people save all their lives?.
In India teh saaving is a must as there is no state pension or medical cover. This is a sign of a poor country, so people better save as there is no social seccurity net like in Europe and Canada.
9 years ago
rambabu replied to the topic Why do people save all their lives?.
suni51 wrote:
rambabu wrote:
suni51 wrote:
Gulshan Kumar Ajmani wrote:
I also viewed for most part of life that saving is unnecessary. While in govt. service, I felt that day to day needs are met by salary, medical expenses are also reimbursed/ met by government and in old age, there will be pension. so why save?
Now I am getting pension and also earning some money from tax consultancy. Still I don't feel necessity for saving. I have enough for day to day needs as well as ordinary medical expenses.
In general, I feel that everyone should have mediclaim and accident insurance policies. Besides this, he should save about 10% of income to meet future needs for children education and marriage expenses. Excessive saving may lead to curtail necessary current expenses. Also this depends on personal circumstances. Business people need to save more for expanding business unlike salaried people.
I agree people with a government job can afford to do that but people like me in private sector have to save for rainy days as well for old age. I always saved enough of my earning for future when I will not be able to work.
For anybody, irrespective of their nature of job, savings are always helpful during hard times.
Savings are a must.Those who think savings are not necessary must be ready for surprises, especially health related. In these days of atmospheric pollution, there is every likelihood of getting hazardous ailments. Medical Bills are soaring up day by day.If the diseases are not serious, its OK. What about life threatening ailments which involve huge costs ?
You must read what you wrote in your previous comments.
In all my previous comments I stressed on saving. I never ruled out the importance of Saving.
9 years ago
MG Singh liked the topic Why do people save all their lives?.
One of my relative is totally against saving money because he feels that money he has earned is for spending and since he has a house to live n and two insurance policies to take care of his health and his family , there was no need to save month after month and as far as children are concerned they should work hard and make their own life and in the mean time he spends his income and has a good time !!!!...I agree to a point with him !
9 years ago
MG Singh created new topic Modi Visits Pakistan for a meeting with Sharif in a lightening visit.
Modi has done the unthinkable by visiting Pakistan ina lightening visit and meeting Nawaz Shaarif. By all accounts it ws a diplomatic coup, but many in India led by Congress and some regional parties like Shiv Sena have condemned it.
Personally i feel its a great act of diplomacy and it was like the famous greek gladiator bearding the lion in his den. Well done Modi!!!
9 years ago
MG Singh replied to the topic I want your opinion.
This is a very interesting legal point. It all depends how the case is investigated. in case a clueful investigator covers all angles of the killing then it is possible to prove that it was homicide with intent, but yes, there is a chance tht a man can commit a premediated killing and get away with it is just a charge of culpible homicide not amounting to murder or as an accident.
9 years ago
suni51 replied to the topic Are you a Self-Starter ?.
I think we have had enough discussion on this topic so thread is locked.
9 years ago
MG Singh replied to the topic Boollywood actress Sadhan died today.
She had tremendous sex appeal and was a stand out girl. Lovely movies thaat are immensely watchable even now.
9 years ago
suni51 replied to the topic I want your opinion.
anil wrote:
rambabu wrote:
You said "Intentionally"is there any proof, the perpetrator committed murder Intentionally ? Law is blind. It wants proof, a solid proof. Nothing works other than proof.
yes court proceeding wants proof. It is duty of investigation agencies to produce proof. In Salman Khan case police failed in producing proof. Although he had no intention to hit peoples but he was not in condition that he can drive. rough driving is also like intentionally.
Yes there is solid proof in fact the guilty says he has done it but he will prove it legal if the time comes.
9 years ago
Law is blind and at times its rules can be the greatest hindrance to justice, like in the case of Salman Khan where the loop holes helped him escape until now although there is proof and eye witness account etc etc . So, Justice system is not fool proof which emboldens criminally minded people to work on these loose ends when they plot something !
9 years ago
suni51 replied to the topic Why do people save all their lives?.
rambabu wrote:
suni51 wrote:
Gulshan Kumar Ajmani wrote:
I also viewed for most part of life that saving is unnecessary. While in govt. service, I felt that day to day needs are met by salary, medical expenses are also reimbursed/ met by government and in old age, there will be pension. so why save?
Now I am getting pension and also earning some money from tax consultancy. Still I don't feel necessity for saving. I have enough for day to day needs as well as ordinary medical expenses.
In general, I feel that everyone should have mediclaim and accident insurance policies. Besides this, he should save about 10% of income to meet future needs for children education and marriage expenses. Excessive saving may lead to curtail necessary current expenses. Also this depends on personal circumstances. Business people need to save more for expanding business unlike salaried people.
I agree people with a government job can afford to do that but people like me in private sector have to save for rainy days as well for old age. I always saved enough of my earning for future when I will not be able to work.
For anybody, irrespective of their nature of job, savings are always helpful during hard times.
Savings are a must.Those who think savings are not necessary must be ready for surprises, especially health related. In these days of atmospheric pollution, there is every likelihood of getting hazardous ailments. Medical Bills are soaring up day by day.If the diseases are not serious, its OK. What about life threatening ailments which involve huge costs ?
You must read what you wrote in your previous comments.
9 years ago
rambabu replied to the topic Best dishes from every Indian state.
There are many delicious vegetarian dishes like Shukto, Mishti Pulao, Chhoto aloor dum to name a few. Yes Bengali food is not just restricted Fish foods. I lived in Bengal as well as Odisha, where I tasted these foods.
9 years ago
rambabu replied to the topic know 'Rupee' .
Though Indian Rupee has been in the Market for ages, many of us including me are not aware of some interesting facts related to it. The link greatly helped me.
9 years ago
rambabu replied to the topic What talk to avoid in office .
anil wrote:
Jincy Aby wrote:
It is not good to talk about our family matters with office staffs. Office is the place to work. Do your work sincerely without wasting time. Avoid argument with other employees. Normally, nobody like those kind of people who always criticize others without any major reasons. If you have any personal complaint, tell directly to the boss. It is not good to discuss your complaints with other staffs. Always remember that there are spies around you who give false information about you to the boss. It may be reason for losing job. Be careful before you talk.
You are right but only few will like to follow these. Most common and popular topic of talking in offices are politics and back biting.
Except work related issues, that too in the lunch break or Tea break are welcome in the Work place.
9 years ago
Gulshan Kumar Ajmani said thank you to suni51 for his/her reply to the topic Why do people save all their lives?.
Gulshan Kumar Ajmani wrote:
I also viewed for most part of life that saving is unnecessary. While in govt. service, I felt that day to day needs are met by salary, medical expenses are also reimbursed/ met by government and in old age, there will be pension. so why save?
Now I am getting pension and also earning some money from tax consultancy. Still I don't feel necessity for saving. I have enough for day to day needs as well as ordinary medical expenses.
In general, I feel that everyone should have mediclaim and accident insurance policies. Besides this, he should save about 10% of income to meet future needs for children education and marriage expenses. Excessive saving may lead to curtail necessary current expenses. Also this depends on personal circumstances. Business people need to save more for expanding business unlike salaried people.
I agree people with a government job can afford to do that but people like me in private sector have to save for rainy days as well for old age. I always saved enough of my earning for future when I will not be able to work.
9 years ago
Gulshan Kumar Ajmani replied to the topic Boollywood actress Sadhan died today.
She was a fashion statement. Sadhana cut hair style was favorite of many women.
9 years ago
Gulshan Kumar Ajmani replied to the topic Modi Visits Pakistan for a meeting with Sharif in a lightening visit.
There is no option to such contacts. Apparently, congress and others' objection is not really to such contacts but double standards. BJP would ridicule Congress government for such contacts Congress is doing just what BJP did when in opposition.
9 years ago
Modi has done the unthinkable by visiting Pakistan ina lightening visit and meeting Nawaz Shaarif. By all accounts it ws a diplomatic coup, but many in India led by Congress and some regional parties like Shiv Sena have condemned it.
Personally i feel its a great act of diplomacy and it was like the famous greek gladiator bearding the lion in his den. Well done Modi!!!
9 years ago
rambabu replied to the topic Modi Visits Pakistan for a meeting with Sharif in a lightening visit.
I agree with you. The Pak visit was not there in his agenda. Risking his life and leaving his security, Modi's visit to Pak on the occasion of Nawaz Sherif;s Birthday shows Modi's diplomacy. And Nawaz Sherif personally received Modi. I'm thinking that Modi's visit will open new chapter in Indo- Pak relations.
9 years ago
rambabu replied to the topic Boollywood actress Sadhan died today.
Sadhana is a combo of looks and histrionic talents. Besides glamorous roles she had portrayed roles that reflected her high degree of acting, especially Parakh, directed by Bimal Roy,the iconic director.
9 years ago
MG Singh replied to the topic Why do people save all their lives?.
In India teh saaving is a must as there is no state pension or medical cover. This is a sign of a poor country, so people better save as there is no social seccurity net like in Europe and Canada.
9 years ago
rambabu replied to the topic Why do people save all their lives?.
suni51 wrote:
rambabu wrote:
suni51 wrote:
Gulshan Kumar Ajmani wrote:
I also viewed for most part of life that saving is unnecessary. While in govt. service, I felt that day to day needs are met by salary, medical expenses are also reimbursed/ met by government and in old age, there will be pension. so why save?
Now I am getting pension and also earning some money from tax consultancy. Still I don't feel necessity for saving. I have enough for day to day needs as well as ordinary medical expenses.
In general, I feel that everyone should have mediclaim and accident insurance policies. Besides this, he should save about 10% of income to meet future needs for children education and marriage expenses. Excessive saving may lead to curtail necessary current expenses. Also this depends on personal circumstances. Business people need to save more for expanding business unlike salaried people.
I agree people with a government job can afford to do that but people like me in private sector have to save for rainy days as well for old age. I always saved enough of my earning for future when I will not be able to work.
For anybody, irrespective of their nature of job, savings are always helpful during hard times.
Savings are a must.Those who think savings are not necessary must be ready for surprises, especially health related. In these days of atmospheric pollution, there is every likelihood of getting hazardous ailments. Medical Bills are soaring up day by day.If the diseases are not serious, its OK. What about life threatening ailments which involve huge costs ?
You must read what you wrote in your previous comments.
In all my previous comments I stressed on saving. I never ruled out the importance of Saving.
9 years ago
MG Singh liked the topic Why do people save all their lives?.
One of my relative is totally against saving money because he feels that money he has earned is for spending and since he has a house to live n and two insurance policies to take care of his health and his family , there was no need to save month after month and as far as children are concerned they should work hard and make their own life and in the mean time he spends his income and has a good time !!!!...I agree to a point with him !
9 years ago
MG Singh created new topic Modi Visits Pakistan for a meeting with Sharif in a lightening visit.
Modi has done the unthinkable by visiting Pakistan ina lightening visit and meeting Nawaz Shaarif. By all accounts it ws a diplomatic coup, but many in India led by Congress and some regional parties like Shiv Sena have condemned it.
Personally i feel its a great act of diplomacy and it was like the famous greek gladiator bearding the lion in his den. Well done Modi!!!
9 years ago
MG Singh replied to the topic I want your opinion.
This is a very interesting legal point. It all depends how the case is investigated. in case a clueful investigator covers all angles of the killing then it is possible to prove that it was homicide with intent, but yes, there is a chance tht a man can commit a premediated killing and get away with it is just a charge of culpible homicide not amounting to murder or as an accident.
9 years ago
suni51 replied to the topic Are you a Self-Starter ?.
I think we have had enough discussion on this topic so thread is locked.
9 years ago
MG Singh replied to the topic Boollywood actress Sadhan died today.
She had tremendous sex appeal and was a stand out girl. Lovely movies thaat are immensely watchable even now.
9 years ago
suni51 replied to the topic I want your opinion.
anil wrote:
rambabu wrote:
You said "Intentionally"is there any proof, the perpetrator committed murder Intentionally ? Law is blind. It wants proof, a solid proof. Nothing works other than proof.
yes court proceeding wants proof. It is duty of investigation agencies to produce proof. In Salman Khan case police failed in producing proof. Although he had no intention to hit peoples but he was not in condition that he can drive. rough driving is also like intentionally.
Yes there is solid proof in fact the guilty says he has done it but he will prove it legal if the time comes.
9 years ago
Law is blind and at times its rules can be the greatest hindrance to justice, like in the case of Salman Khan where the loop holes helped him escape until now although there is proof and eye witness account etc etc . So, Justice system is not fool proof which emboldens criminally minded people to work on these loose ends when they plot something !
9 years ago
suni51 replied to the topic Why do people save all their lives?.
rambabu wrote:
suni51 wrote:
Gulshan Kumar Ajmani wrote:
I also viewed for most part of life that saving is unnecessary. While in govt. service, I felt that day to day needs are met by salary, medical expenses are also reimbursed/ met by government and in old age, there will be pension. so why save?
Now I am getting pension and also earning some money from tax consultancy. Still I don't feel necessity for saving. I have enough for day to day needs as well as ordinary medical expenses.
In general, I feel that everyone should have mediclaim and accident insurance policies. Besides this, he should save about 10% of income to meet future needs for children education and marriage expenses. Excessive saving may lead to curtail necessary current expenses. Also this depends on personal circumstances. Business people need to save more for expanding business unlike salaried people.
I agree people with a government job can afford to do that but people like me in private sector have to save for rainy days as well for old age. I always saved enough of my earning for future when I will not be able to work.
For anybody, irrespective of their nature of job, savings are always helpful during hard times.
Savings are a must.Those who think savings are not necessary must be ready for surprises, especially health related. In these days of atmospheric pollution, there is every likelihood of getting hazardous ailments. Medical Bills are soaring up day by day.If the diseases are not serious, its OK. What about life threatening ailments which involve huge costs ?
You must read what you wrote in your previous comments.
9 years ago
rambabu replied to the topic Best dishes from every Indian state.
There are many delicious vegetarian dishes like Shukto, Mishti Pulao, Chhoto aloor dum to name a few. Yes Bengali food is not just restricted Fish foods. I lived in Bengal as well as Odisha, where I tasted these foods.
9 years ago
rambabu replied to the topic know 'Rupee' .
Though Indian Rupee has been in the Market for ages, many of us including me are not aware of some interesting facts related to it. The link greatly helped me.
9 years ago
rambabu replied to the topic What talk to avoid in office .
anil wrote:
Jincy Aby wrote:
It is not good to talk about our family matters with office staffs. Office is the place to work. Do your work sincerely without wasting time. Avoid argument with other employees. Normally, nobody like those kind of people who always criticize others without any major reasons. If you have any personal complaint, tell directly to the boss. It is not good to discuss your complaints with other staffs. Always remember that there are spies around you who give false information about you to the boss. It may be reason for losing job. Be careful before you talk.
You are right but only few will like to follow these. Most common and popular topic of talking in offices are politics and back biting.
Except work related issues, that too in the lunch break or Tea break are welcome in the Work place.
9 years ago