Today banking has become so easy with netbanking facility,but unfortunately many people are worried on how to use it safely.They fear of hacking and online theft.This article will tell you how to get netbanking facility and how to use it safely.These are the tips you must basically know inorder to step into the world of online banking.

HOW TO GET A NET BANKING FACILITY

1.Go to the banks website(search) and download the netbanking form or contact your nearest branch and get the form.

2.Fill the simple form and submit it in the bank and after registration you will be given a paper which has confidential information..keep it safe and start using the facility only after you follow the security tips

SECURITY TIPS

*IN YOUR SYSTEM YOU MUST HAVE THE FOLLOWING

1. ANTIVIRUS

1.1 If you can buy one KASPERSKY IS THE BEST..Other top antivirus are NOD32,McAfee,NOTRON,VIPRE

1.2.Free are AVG,AVAST,AVIRA

Any of the above is quite enough..though most of the people I know prefer kaspersky..basic security are provided by everything..dont be confused on that..if you are using an antivirus update it..that would be enough.

2.FIREWALL

A firewall is basically a watchman which will monitor the internet traffic.So if any one try to access your system,it will block.It will also block any attempt by any progrom to change registry. Some free firewall are COMODO,OUTPOST,ZONEALARM IF u can buy many good and strong ones are available.

3.ANTISPYWARE

There can be some spyware or malware in your system which will help others to access your system as well spy on you inorder to steal your personal information like passwords.This easily enters your system if you have an habit of clicking links in unknown websites.So inorder to clean it use a good antispyware

Eg-SUPER ANTISPYWARE,SPYBOT SEARCH AND DESTROY,AD AWARE,MALAWAREBYTES

4.LINK SCANNER FROM McAfee SITEADVISOR

Go to siteadvisor.com and download the setup and run it..A plugin will appear in the browser (only in IE and firefox) and whenever you enter any site a GREEN color logo will appear if the site is safe to visit.The important use of this in netbanking is that it will identify phishing website-(a fake webpage similar to original one made inorder to get your personal information).you can even check a website safety by going to that siteadvisor.com and entering the web address or url.Also whenever you search in google all the links that appear as search result will be marked.

5.LATEST BROWSER

The newer the browser the more security features.Also i prefer browsers like firefox,opera or chrome for netbanking.

NB**

**Though all the above features will be available in a single INTERNET SECURITY PROGRAM Like KASPERSKY INTERNET SECURUTY 2010,Its better you keep the best of each one..Its just like buying an assembled pc where you buy the best parts of good companies.If you buy all in one, often some of the features will be completely useless..for ex-there is a link scanner in AVG which is fully useless..but AVG is a good antivirus.

**You can download all this softwares from the site like http://www.filehippo.com which is 100% safe

*YOU MUST TAKE CARE OF THE FOLLOWING (TIPS)

1.Do net banking from your personal system or the system you know well.Never do it from a cafe or computers you don't know.

2.Keep all the above said security software in working mode..It must be runnig in the background so that it monitors your internet traffic.

3.To get your banking website,always type the correct webaddress by yourself and dont click on any link to get into that site.

4.Once your are in the site check for "https" instead of normal "http" in the address bar of the browser.

5.In the site use the on screen keyboard to type the password and not your original keyboard

6.Update your seurity programs and do periodic scan.

Once you follow these instructions use the ID and password in the paper from bank and change both during the first visit itself...more details and instructions will be provided by the bank itself in that paper.

If you follow these simple instrutions,you can safely do online banking tension free. just be cautious..

ENJOY ONLINE BANKING SAFELY